98totTerms of Use

We at 98tot operate an online entertainment platform available only in jurisdictions where local law permits. By creating an account or using our services, you agree to the terms outlined below. We do not operate, advertise, or solicit in jurisdictions where online wagering is prohibited. It is your responsibility to verify that accessing and using our platform complies with your own jurisdiction's applicable laws and regulations.

Our platform offers sportsbook betting (football, badminton, MotoGP, esports), live-dealer casino games (blackjack, roulette, baccarat, Dragon Tiger), slot games, and regional payment integration (QRIS, e-wallet, mobile banking, local payment, bank transfers). These terms govern your use of all 98tot services, your account obligations, deposit and withdrawal procedures, and dispute resolution.

This document is our binding agreement with you. Please read carefully before proceeding.

Account Opening and Eligibility on 98tot

When you open an account with 98tot, you confirm that you are of legal age in your jurisdiction and that your use of our platform is legal in your location. We require you to provide accurate contact information, including a phone number and, for withdrawal purposes, identity verification. Our 98tot verification process is mandatory — we use your phone number to send an SMS code during signup and again when you request a withdrawal. This two-factor verification protects your account and funds.

You may not open multiple accounts. If we detect duplicate or fraudulent accounts, we reserve the right to suspend or close them without notice. Account ownership cannot be transferred — your 98tot account is personal and non-transferable. You are responsible for keeping your login credentials confidential. If your credentials are compromised, notify us immediately via our in-app support or contact channels.

We reserve the right to refuse service to any user or to close an account if we have reasonable grounds to believe the account violates our terms, local law, or standard anti-money-laundering (AML) requirements. Closure may be permanent, and remaining balances will be returned to your registered payment method subject to verification.

Our 98tot Deposit and Withdrawal Policy

We accept deposits via QRIS, e-wallet, mobile banking, local payment, online payment, e-wallet, and direct bank transfer (mobile banking, local payment, online payment, e-wallet). All deposits are processed into your 98tot account balance in real time or within minutes, depending on the payment provider. Deposit funds become your property upon crediting to your account — you assume full responsibility for how you use your balance across our sportsbook, live casino, and slot games.

Withdrawals are processed to the same payment method you used for your deposit. For example, if you deposited via mobile banking, your withdrawal returns to your local payment-registered bank account. If you deposited via online payment, your withdrawal goes to your e-wallet wallet. All withdrawals require mobile SMS verification before processing. Your withdrawal request triggers an SMS code sent to your registered phone number — you must enter this code to confirm the transaction. This protects your funds from unauthorized removal.

Bonus and Promotional Terms on 98tot

We may offer promotional bonuses or welcome offers to new or existing 98tot account holders. Any bonus offer will be clearly labeled with its terms, including eligibility criteria, activation requirements, and any restrictions on use or withdrawal. Bonuses are credited to your account balance and can be used on our sportsbook (Liga 1, Piala Indonesia, Piala AFF, Champions League, badminton, MotoGP, esports), live casino (blackjack, roulette, baccarat, Dragon Tiger), or slot games.

Unless stated otherwise, bonus funds are subject to rolling requirements — meaning you must place wagers equal to a specified multiple of the bonus amount before you can withdraw bonus-funded winnings. Bonuses expire if unused within the stated timeframe. We may cancel or modify bonus offers at any time without notice. Bonus abuse (for example, creating multiple accounts to claim multiple bonuses, or placing bets designed to exploit bonus terms) may result in account suspension and forfeiture of bonuses and winnings.

Sportsbook Settlement and Game Rules on 98tot

Our 98tot sportsbook covers football (Liga 1, Piala Indonesia, Piala AFF, Piala Asia, Champions League, Premier League), badminton, MotoGP, and esports (Mobile Legends, Free Fire, PUBG Mobile). Odds are published live and locked at the moment you place your wager. We settle bets using official data feeds from sports leagues and third-party data providers. Results are published and bets are settled automatically within our platform.

In rare cases where official results are delayed or disputed, we reserve the right to delay settlement until official confirmation is available. If a match is abandoned, postponed, or decided by way other than normal play (for example, a walk-over or disqualification), we apply standard settlement rules: abandoned matches before the halfway point are void (stakes returned), and matches abandoned after the halfway point are settled on the result at that point.

Our live-casino games (blackjack, roulette, baccarat, Dragon Tiger, Texas Hold'em Bonus) are played against the house. All dealing and dealing results are streamed live from our studios. Outcomes are determined by certified random-number generators (for roulette and automated card shuffles) or by live dealer actions (for table games). Disputes over dealing or game outcomes must be raised within 24 hours of the relevant round; after that window, outcomes are final.

We at 98tot settle bets fairly and transparently, using official data feeds for sports and certified randomization for casino games.

Account Suspension, Closure, and User Rights on 98tot

We may suspend or close an 98tot account for violations of these terms, suspicious activity, failure to complete identity verification, or suspected involvement in illegal activities. Suspension may be temporary (pending investigation) or permanent. When an account is closed, any remaining balance will be returned to your registered payment method within standard processing windows, subject to AML verification requirements.

We monitor all accounts for unusual patterns — rapid bet placement, extreme bet sizes, bonus abuse, or collusion — and may request additional information if unusual activity is detected. Failure to provide requested documentation may result in account closure. You have the right to dispute a closure decision by contacting our support team via the in-app help menu or by submitting a formal inquiry. We will review disputed closures and respond within a reasonable timeframe.

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  Account verificationYour responsibility

  Provide accurate identity information and keep your phone number current for SMS verification

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  Jurisdiction complianceYour responsibility

  Verify that online wagering is legal in your location before using 98tot

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  Credential securityYour responsibility

  Keep your login password and SMS codes confidential; notify us immediately if compromised

Data Protection and Privacy on 98tot

We at 98tot protect your personal data using industry-standard encryption. All communication between your device and our servers uses SSL/TLS encryption. Your password is hashed (never stored in plain text) and verified during login. Payment information is isolated from our main platform and processed by certified third-party payment processors.

Your account data (name, phone, verified identity details) is stored separately from your betting activity. We use your phone number solely for account verification (SMS codes) and account recovery. We do not share your data with third parties except as required by law (for example, in response to law-enforcement requests or AML compliance). For detailed privacy information, see our Privacy Policy

Dispute Resolution and Limitation of Liability

Any disputes arising from your use of 98tot must be raised in writing via our in-app support within 30 days of the event in question. We will investigate and respond within a reasonable timeframe. If you remain unsatisfied, we may offer further review or arbitration in accordance with applicable law in your jurisdiction.

We make no warranties about the availability or performance of 98tot, and we exclude liability for indirect or consequential damages resulting from your use of our platform. Your sole remedy for any dispute is either resolution through our support process or, in extreme cases, a refund of the amount in dispute, capped at the amount you deposited.

Summary and Final Terms for 98tot Users

These terms govern your use of the 98tot platform. By creating an account or placing any wager, you accept all terms herein. We reserve the right to modify these terms at any time with notice; continued use after modification constitutes acceptance of revised terms. Our sportsbook covers Liga 1, Piala Indonesia, Piala AFF, Champions League, badminton, MotoGP, and esports. Our live casino offers blackjack, roulette, baccarat, Dragon Tiger, and other table games. Slot games (Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, Mahjong Ways) are available across all products.

We accept deposits via QRIS, e-wallet, mobile banking, local payment, online payment, e-wallet, and bank transfer (mobile banking, local payment, online payment, e-wallet). All withdrawals return to your original deposit method. Bonuses (if offered) are subject to rolling requirements and expiry dates. Settlement of sportsbook bets uses official data feeds; casino and slot outcomes use certified randomization. Account suspension may occur for violation of terms, suspicious activity, or legal compliance requirements.

Our services are available only where local law permits. You are solely responsible for verifying that your access and use comply with your jurisdiction's regulations. For questions about these terms, contact our support team via the in-app help menu. Our Privacy Policy covers data handling, and our About us page outlines our operational model. By continuing to use 98tot, you confirm your acceptance of all terms above.