98totPrivacy Policy

This page describes what we collect when you use 98tot and how we keep that data protected. We at 98tot take your privacy seriously. When you create an account, deposit funds, place wagers on Liga 1 or Piala AFF matches, play our live-casino games (blackjack, roulette, baccarat, Dragon Tiger), or access our slot games, we collect certain information. This policy explains what we collect, why we collect it, and how we safeguard it.

Our 98tot platform operates across multiple jurisdictions where local law permits. Our servers may sit outside your jurisdiction, but we apply standard data-protection practices to all user information. We do not sell your personal data to third parties. We use your information solely to operate our platform, process your transactions, verify your identity, and comply with anti-money-laundering (AML) regulations.

Please read this policy carefully. By using 98tot, you consent to the data practices described below.

Data We Collect on 98tot

We collect information in several categories when you use 98tot. Account information includes your full name, phone number, email address (if provided), and date of birth. We collect this data during account signup and require verification — your phone number triggers an SMS code, and you must confirm it to activate your account.

Payment and transaction data includes all deposits and withdrawals. When you deposit via QRIS, e-wallet, mobile banking, local payment, online payment, e-wallet, or bank transfer (mobile banking, local payment, online payment, e-wallet), we record the amount, timestamp, and payment method. When you withdraw, we record the same details plus the destination account. We do not store your full bank account numbers or card data — payment processors handle those securely outside our systems.

Behavioural data includes your activity on our platform. We log which games you access (sportsbook, live casino, slots), when you place wagers, your bet amounts, and game outcomes. We track login timestamps and IP addresses (your device's internet address). This helps us detect fraudulent activity and unusual patterns. We do not track your activity outside 98tot or on other websites.

How We Use Your Data on 98tot

We use your account information to verify your identity, prevent fraud, and process deposits and withdrawals. Your phone number is used solely for SMS verification — we send SMS codes during signup and when you request a withdrawal. We never use your phone number for marketing or unsolicited contact.

We use behavioural data to detect fraud and suspicious activity. We monitor for unusual patterns — rapid bet placement, extreme bet sizes, account-cycling behaviour, or bonus abuse. If we detect suspicious activity, we may request additional identity verification or temporarily suspend your account pending investigation. This protects both you and our platform.

We use your data to comply with anti-money-laundering (AML) and know-your-customer (KYC) regulations. We are required by law to verify user identities and monitor for patterns that may indicate money laundering. If your account activity raises AML flags, we may request identity documents or additional information. Failure to comply may result in account closure.

We at 98tot collect data to operate our platform fairly, detect fraud, and comply with law — not to sell your information or profile you for marketing.

Data Security and Encryption on 98tot

We at 98tot protect your data using industry-standard encryption. All communication between your device (mobile or computer) and our servers uses SSL/TLS encryption — the same protocol used by banks. This means data sent to and from 98tot is encrypted in transit and cannot be intercepted.

Your password is hashed (converted into a one-way code) and never stored in plain text. When you log in, we verify your password against the hashed version — we never store or transmit your actual password. Payment data (bank account numbers, card details) is never stored on our servers. Instead, we use certified third-party payment processors who handle payment information under their own security standards.

Your personal data (name, phone, identity details) is stored in encrypted databases with access controls. Only authorized staff can access your data, and access is logged. We separate your personal data from your betting activity — your name is stored separately from your wager history. This compartmentalization reduces exposure if any single database is compromised.

Third-Party Data Sharing on 98tot

We do not sell your data to third parties for marketing or commercial purposes. We share data only as necessary to operate our platform. Payment processors (mobile banking networks, local payment, online payment, e-wallet, bank networks) receive your transaction data to process deposits and withdrawals — this is essential for your payments to work. We do not control these third parties' privacy practices, but we only partner with certified processors who meet security standards.

We share data with law enforcement or regulatory bodies only when legally required — for example, in response to a subpoena or court order. We may disclose data if required by AML/KYC regulations or if we have reasonable grounds to believe a user is engaged in illegal activity. We do not volunteer such disclosures and comply only when legally compelled.

• 1
  Payment processorsRequired for transactions

  We share transaction data with mobile banking, local payment, online payment, e-wallet, bank networks to process your deposits and withdrawals

• 2
  Data providersRequired for settlement

  We use third-party data feeds to settle sportsbook wagers (Liga 1, Piala AFF, Champions League results)

• 3
  Law enforcementLegal requirement only

  We disclose data only when legally required by subpoena, court order, or AML regulations

Your Rights and Data Access on 98tot

You have the right to access your own data. You can view your account information (name, phone, verified identity) and your full transaction and betting history within your 98tot account dashboard at any time. If you request a detailed export of your data, we can provide it in a standard format. Submit requests via our in-app support menu.

You have the right to correct inaccurate data. If your name, phone, or other account details are incorrect, you can update them in your account settings or request correction via our support team. You have the right to delete your account. Closing your account will delete your personal data, but we retain transaction records for AML and legal compliance (typically for several years as required by law).

We do not use automated decision-making (algorithms) to make credit or access decisions about your account. Any account suspension or closure decision is made by our team based on policy review, not algorithmic profiling.

Cookies and Tracking on 98tot

We use cookies (small text files stored on your device) to keep you logged in to your 98tot account and to remember your preferences. These cookies are essential to the platform's function — without them, you would need to log in to every page. We do not use cookies to track you outside 98tot or to create behavioural profiles for marketing.

We do not use third-party tracking scripts (such as Google Analytics or similar services) on 98tot. We monitor our own server logs to understand platform usage and detect technical issues, but we do not share this data with external analytics providers.

Data Retention and Storage Location on 98tot

We retain your account data for as long as your account is active. If you close your account, we delete most personal data within 30 days, but we retain transaction records for at least several years to comply with AML and tax regulations in supported jurisdictions.

Our servers may be located outside your jurisdiction (for example, outside Indonesia). By using 98tot, you consent to your data being stored and processed in multiple locations. We apply the same security and privacy standards globally, regardless of server location.

Summary and Contact on 98tot

We at 98tot collect account, payment, and behavioural data to operate our platform, process your transactions, detect fraud, and comply with law. We encrypt all data in transit and at rest. We do not sell your information to third parties. We share data only with payment processors (to process your QRIS, e-wallet, mobile banking, local payment, and bank transfers), data providers (to settle your Liga 1, Piala Indonesia, Piala AFF, and Champions League wagers), and law enforcement (only when legally required). You have the right to access, correct, and delete your data subject to legal retention requirements.

This privacy policy may be updated periodically. We will notify you of material changes by posting a revised policy here and updating the effective date. Continued use of 98tot after changes constitutes acceptance of the revised policy.

If you have questions about how we handle your data, contact our support team via the in-app help menu. For general inquiries, visit our About us page. For information about your rights and obligations when using our platform, see our Terms & ConditionsOur commitment is to operate transparently and protect your privacy while serving users in supported jurisdictions where local law permits.